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Allergies: The Unbearable Sniffing, Sneezing and Drainage

My name is Marilyn Baker, and I have horrible allergies. I’m 42 years old and have been suffering from allergies since I was a child. I have seasonal and environmental allergies. Allergies plague me year round. When I was young, my parents even moved to a dryer area in the hope of helping me. Over the past eight years, I have done extensive research both through doctors and online. I have managed to come up with some combinations that have helped me a great deal. My allergies aren’t gone, but they have become manageable. I do have to have allergy shots, but I also use some natural remedies. I am happy to be able to share my findings with you here on my blog. I hope you can find some of this of value.

Allergies: The Unbearable Sniffing, Sneezing and Drainage

Are Coolsculpting Procedures Affordable?

by Clifton Davidson

Coolsculpting is a non-invasive procedure that can help you trim off unwanted fat from specific areas of your body. As much as you may want them to, however, the medical professionals who perform the procedures won't do them for free. How much you will pay for the treatments, though, will depend on where you get them and the number of sessions you'll need. Here's more information about how much coolsculpting costs and where you can get the money for it.

Coolsculpting Costs

Coolsculpting can cost anywhere from $500 to $4,300, depending on a number of factors. The primary things that will determine how much you pay is the size of the applicator, the number of places you have it applied on your body, and how many sessions are required to achieve the results you want.

For instance, a small applicator used to treat double chins and similar areas cost $750 to $900, whereas large applicators used for the lower stomach cost up to $1,500. If you have both your upper and lower stomach done, you could be looking at paying up to $2,400 total for the procedure.

Other things that affect the cost include the quality of the doctor and your geographical location. You'll need to also factor in hidden costs, such as any time you take off work to have the procedures done, medication that may be required, and transportation to and from the treatment center.

Getting Money for Cosmetic Treatments

In general, coolsculpting isn't as expensive as other forms of cosmetic surgery. For instance, it can cost up to $3,500 per area for liposuction. Additionally, each area is treated separately, so it's much easier to fit the different procedure into your budget. You could have your chin done one month and your thighs done another month when you have the money, for example.

However, if you want to get everything done at once but you just don't have the cash, there are a couple of ways you can obtain the money you need for the cosmetic procedures.

One option is to see if your health insurance provider will pay for it. In general, insurance policies don't cover cosmetic procedure done for appearance sake. However, your insurance company may pay for the treatment if you and your doctor can convince the company it's required to treat a medical condition. Coolsculpting can be a tough sell, though, since there aren't any obvious health benefits to getting it done, so you may not want to put all your hopes into this particular basket.

Another option to getting the money for coolsculpting is to apply for medical credit. This is essentially a credit card (or loan account) designed specifically to be used to pay for medical procedures. You would apply for it just like any other credit account. The finance company will tell you how much you can spend and the interest rate you would be charged. You would then seek out cosmetic doctors who took that particular medical credit account.

Although you would be taking on some debt, this is a good way to stretch out what would be a large payment over several months or years, which can make it fit your budget a little better. Additionally, these are typically revolving accounts, meaning you can use them for other medical services (e.g. dental implants) as long as you have enough credit.

A third option is to ask for money from family, friends, or even strangers. You can set up a donation account online at GoFundMe or similar websites and have people donate money to your medical bill. Be aware that you'll be competing with thousands of other donation pages, so you'll need to market yourself to gain attention to your cause and get people to give you money for the procedure.

Lastly, many cosmetic doctors are also willing to set up an in-house payment plan with patients. Be prepared to put up a down payment, however, before the doctor will do the work.

For more information about how much coolsculpting costs or ideas on ways to pay for the procedures, talk to a professional at places like Countryside Dermatology & Laser Center.